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Finance

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What’s the 50/30/20 rule?

July 23, 2025 by Cali Pareja

What Is the 50/30/20 Rule (and Why Should You Care)? Ugh. Yet another term finance people love to throw around. Like everyone’s supposed to automatically understand what it means? So… what the heck is the 50/30/20 rule? How does it work? And why is it actually kind of a big deal? Let’s break it down …

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My Top 5 Picks for Credit Cards

July 8, 2025 by Cali Pareja

Okay, so you’ve had a credit card (or maybe a few). You know how to swipe, tap, and pay your bill on time (please pay the bill on time). But now you’re thinking, “Wait… could I be getting more out of this thing?” Short answer: Yes. Long answer: Yes, and I’m here to help. Here’s …

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Best Budget Planning Tools

April 4, 2022 by Cali Pareja

What financial planner should you use? Well this is all about preference, really. However, I couldn’t find an *affordable* and also *useful* financial planner. So I did what I always do to solve my problems, took matter into my own hands, and made one myself! I really wanted my financial planner to look nice, or …

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Budget Travel Guides & Planning Tools

About Second Mouse Plans

The Second Mouse Plans is focused on providing planning tools tailormade for Night Owls and budget travel itineraries/plans perfect for Gen-Z & Millennials (and Zillennials!).

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